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FAQs
Incoming and outgoing limits
For compliance reasons, your limits with Utoppia depend on how long it’s been with us since your first transaction.
Initial limits
How many dollars can I send?
Domestic daily limit (ACH)
2,000 USD
Domestic monthly limit (ACH)
8,750 USD
Domestic annual limit (ACH)
105,000 USD
How many dollars can I receive?
Domestic daily limit (ACH - Wire)
15,000 USD
Domestic monthly limit (ACH -Wire)
15,000 USD
Domestic annual limit (ACH - Wire)
180,000 USD
Virtual card and physical card
Both cards shares the same limits
Daily deposit
8,750 USD
Monthly deposit
8,750 USD
Annual deposit
37,500 USD
Daily spending
2,000 USD
Monthly spending
8,750 USD
Annual spending
37,500 USD
Withdrawal to USD account
Unlimited
Daily ATM withdrawal (Physical)
550 USD
Monthly ATM withdrawal (Physical)
3,300 USD
Bill payments
Daily
2,000 USD
Monthly
15,000 USD
Your limits in 45 days starting from your first transaction
How many dollars can I send?
Domestic daily limit (ACH)
4,000 USD
Domestic monthly limit (ACH)
17,500 USD
Domestic annual limit (ACH)
210,000 USD
How many dollars can I receive?
Domestic daily limit (ACH - Wire)
15,000 USD
Domestic monthly limit (ACH - Wire)
15,000 USD
Domestic annual limit (ACH - Wire)
180,000 USD
Virtual and physical card
Both cards shares the same limits
Daily deposit
15,000 USD
Monthly deposit
15,000 USD
Annual deposit
50,000 USD
Daily spending
4,000 USD
Monthly spending
15,000 USD
Annual spending
50,000 USD
Withdrawal to USD account
Unlimited
Daily ATM withdrawal (Physical)
550 USD
Monthly ATM withdrawal (Physical)
3,300 USD
Bill payments
Daily
2,000 USD
Monthly
15,000 USD
Your limits in 90 days starting from your first transaction in Utoppia
How many dollars can I send?
Domestic daily limit (ACH)
10,000 USD
Domestic monthly limit (ACH)
17,500 USD
Domestic annual limit (ACH)
210,000 USD
How many dollars can I receive?
Domestic daily limit (ACH - Wire)
15,000 USD
Domestic monthly limit (ACH - Wire)
15,000 USD
Domestic annual limit (ACH - Wire)
180,000 USD
Virtual and physical card
Both cards shares the same limits
Daily deposit
15,000 USD
Monthly deposit
15,000 USD
Annual deposit
50,000 USD
Daily spending
5,000 USD
Monthly spending
15,000 USD
Annual spending
50,000 USD
Withdrawal to USD account
Unlimited
Daily ATM withdrawal (Physical)
550 USD
Monthly ATM withdrawal (Physical)
3,300 USD
Bill payments
Daily
2,000 USD
Monthly
15,000 USD
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Address
2041 East St Unit 298, Concord, California, 94520, US.
Founded in California, USA. Reaching the whole world.
Contact
+1 (650) 495-2468
(*)Utoppia is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.
Card issued by Payblr, Inc. pursuant to a license from Visa. Card is distributed and serviced by Utoppia.
The bill payments service is provided by AUNTAPI LLC.
Utoppia is only an intermediary of W2B, Inc. (“Wealth2B”), a corporation organized under the laws of the State of Delaware, whereby Wealth2B offers the Wealth2B investment services (as such term is defined in Utoppia’s Plus Terms of Services found at www.utoppia.com and Utoppia integrates such services into the Mobile App.
The investment services are offered through Wealth2B, an investment adviser registered with the United States Securities and Exchange Commission (CRD# 331220). Registration does not imply a certain level of skill or training. Wealth2B is not a bank and is not affiliated with Utoppia Inc.
The investment services provided by Wealth2B may deposit funds in one or more interest-bearing deposit accounts through DriveWealth, LLC (SEC reg. no. 8-69161). For details on Terms of Service and the Bank Sweep program, visit DriveWealth disclosures. Additional information regarding Wealth2B, including risk disclosures, SIPC coverage, and other terms, can be found in Wealth2B’s Terms of Service.
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