Your borderless life begins

Get paid and manage your USD from anywhere

Open a US account in your name without being a US resident. You only need a valid passport.

Get your international virtual card

Available in Argentina, Colombia, Mexico, Brazil, Peru, Uruguay, Dominican Republic, Paraguay, Ecuador.

Get and use your prepaid card instantly. Spend wherever you want.

Make purchases online and in stores.

Choose instantly when to freeze and unfreeze your card for more security.

Transfers within the USA

Transfer money in your name within the USA via ACH.

Receive money from major platforms

Get money from top platforms in a few easy steps.

Deel, Airbnb, Wise, Paypal, Payoneer, Upwork, Gusto

New

Bill payments

Pay local bills in your country of residence at a competitive exchange rate. Available in Argentina, Chile, Mexico, Colombia, and Peru.

We are in 10 countries

You’ll need a valid passport from one of the following countries, and you must live in one of those countries as well. More countries in more continents coming soon.

Argentina

Brazil

Colombia

Chile

Peru

Uruguay

Dominican Republic

Paraguay

Ecuador

Mexico

See what's coming

Coming soon

Physical card

Get your international physical Visa card and make payments globally.

See what's coming

Coming soon

Investments

Access an investment account with a highly competitive annual return rate.

Supported by leading investors

Utoppia is backed by experienced investors in the tech industry.

Liquid2 Ventures

“We’re huge believers in the vision of a truly global Neobank, that combines the stability of US banks with local access.”

Joe Montana

Managing partner, Liquid2 Ventures

Hall of Fame

Investor of

XYZ VC

“I'm truly excited about Utoppia's mission of helping everyone get the life-changing opportunity of living and working as if the world had no borders.”

Ross Fubini

Founder and managing partner at XYZ

Advisor of

Member of

Address

2041 East St Unit 298, Concord, California, 94520, US.

Founded in California, USA. Reaching the whole world.

Contact

+1 (650) 495-2468

(*)Utoppia is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.

Card issued by Payblr, Inc. pursuant to a license from Visa. Card is distributed and serviced by Utoppia.

The bill payments service is provided by AUNTAPI LLC.