We’ve just launched Referral codes!
Learn more
MacBook Air
Your borderless life begins

Get paid and manage your USD from anywhere

Open a US account in your name without being a US resident. You only need a valid passport.
Open your account
Available in Australia, Argentina, Brazil, Chile, Colombia, Dominican Republic, Ecuador, France, India, Italy, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, United Kingdom of Great Britain and Northern Ireland, Uruguay.

Get your international physical and virtual card

Get and use your international physical and virtual card. Spend wherever you want.
Make purchases online and in stores.
Choose instantly when to freeze and unfreeze your card for more security.

Receive money from major platforms

Get money from top platforms in a few easy steps.
Deel, Airbnb, Wise, Paypal, Payoneer, Upwork, Gusto

A USD account in your name

All transfers made within the USA will be received under your name.

Bill payments

Pay local bills in your country of residence at a competitive exchange rate.

Investments

Access an investment account with a highly competitive annual return rate.

Supported by leading investors

Utoppia is backed by experienced investors in the tech industry.
Liquid2 Ventures

“We’re huge believers in the vision of a truly global Neobank, that combines the stability of US banks with local access.”

Joe Montana

Managing partner, Liquid2 Ventures
Hall of Fame
Investor of
XYZ VC

“I'm truly excited about Utoppia's mission of helping everyone get the life-changing opportunity of living and working as if the world had no borders.”

Ross Fubini

Founder and managing partner at XYZ
Advisor of
Member of
Open your account
Address
2041 East St Unit 298, Concord, California, 94520, US.
Founded in California, USA. Reaching the whole world.
Contact
+1 (650) 495-2468
(*)Utoppia is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.
Card issued by Payblr, Inc. pursuant to a license from Visa. Card is distributed and serviced by Utoppia.
The bill payments service is provided by AUNTAPI LLC.
Utoppia is only an intermediary of W2B, Inc. (“Wealth2B”), a corporation organized under the laws of the State of Delaware, whereby Wealth2B offers the Wealth2B investment services (as such term is defined in Utoppia’s Plus Terms of Services found at www.utoppia.com and Utoppia integrates such services into the Mobile App.
The investment services are offered through Wealth2B, an investment adviser registered with the United States Securities and Exchange Commission (CRD# 331220). Registration does not imply a certain level of skill or training. Wealth2B is not a bank and is not affiliated with Utoppia Inc.
The investment services provided by Wealth2B may deposit funds in one or more interest-bearing deposit accounts through DriveWealth, LLC (SEC reg. no. 8-69161). For details on Terms of Service and the Bank Sweep program, visit DriveWealth disclosures. Additional information regarding Wealth2B, including risk disclosures, SIPC coverage, and other terms, can be found in Wealth2B’s Terms of Service.
© 2024 Utoppia. All right reserved.
Consumer Checking Account AgreementUtoppia Card Agreement
Privacy PolicyUtoppia Terms of ServiceApplication status