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Utoppia is a Neobank located in the United States. It offers access to an account in dollars for people who have international financial needs. It is 100% digital and focused on a strategy designed to match modern life habits and work. Just like all other Neobanks, Utoppia doesn’t have a brick and mortar building; nevertheless, it does allow you to access a US account in dollars 24/7 and, like any other bank, it is backed by the FDIC (Federal Deposit Insurance Corporation).

Utoppia gives you access to US banking services in dollars exclusively for non-US residents. You can open your account only with your passport from your mobile phone, without traveling or paying opening or maintenance fees. With Utoppia you can:
- Make domestic and international transfers in US dollars.
- Receive payments from anywhere in the world.
- Get your own international Mastercard debit card.
Accounts are provided by Synapse Brokerage LLC and the deposits are held with Lineage Bank and Evolve Bank & Trust, Members FDIC, and it is insured up to 250,000 USD.

The Federal Deposit Insurance Corporation (FDIC) is an independent agency that is in charge of keeping the security and public trust in the financial system of the US. To fulfill this mission, the FDIC provides not only deposit insurance, but also examines and supervises all financial institutions in order to offer security, integrity and to protect the client. As with any other US bank, your account is protected by the FDIC for up to USD 250,000, subject to the statutes and regulations governing the FDIC’s deposit insurance.

To access your US account in dollars in Utoppia, all you need is to have a valid supported passport and meet the following requirements: you can’t be a US citizen, resident or a US taxpayer (even if you don’t have legal status as a US citizen or resident) and you must be at least 18 years old. For the moment Utoppia is available only in these countries: Argentina, Brazil, Colombia and México, and more countries will be added in the near future.

No. To access your account in Utoppia you don’t need to travel; all you have to do is download the app and register with your valid supported passport.

Opening your Utoppia account is totally free and without any maintenance fee. You can check pricing for other features here.

You can contact us through our official channels:
LinkedIn: Utoppia
Whatsapp: +1 (510) 543-2282
Our customer service team will provide you with any help that you may need.

The Utoppia app will be available very soon for your smartphone in Apple Store and Google Play Store. Join our waiting list on our website - - to keep up-to-date with all of the latest news.

To refer Utoppia to your friends, you have to complete the form at, then copy and share the link we’ll send to you with your friends.

By referring your friends you can get access to these benefits:
-Access to upcoming features before anyone else.
-Priority access to Utoppia's physical debit card with no delivery or maintenance fees.
-Exclusive remote events with experts to help you in your borderless professional and personal life.
-Lifetime free access to our future premium account with exclusive benefits.
-A verified badge will be displayed next to your username in the app.

In Utoppia we believe in a borderless world where the barriers between traditional banking and crypto will break down. In our mission to make our customers' lives easier, we will be adding crypto features in a later version of the app. So in just one click, you will be able to buy and sell crypto seamlessly with and into your USD account balance.
At the same time, all our customers will be able to hold, receive and send the supported crypto currencies.

We’ll offer stablecoins, such as USDC, USDT and DAI, along with popular assets such as Bitcoin and ETH.

You can check our entirely security initiatives here.

To see your incoming, outgoing, card and crypto limits please tap here.
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