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FAQs
Incoming and outgoing limits
For compliance reasons, your limits with Utoppia depend on how long it’s been with us since your first transaction.
Initial limits
How many dollars can I send?
Domestic daily limit (ACH)
2,000 USD
Domestic monthly limit (ACH)
8,750 USD
Domestic annual limit (ACH)
105,000 USD
How many dollars can I receive?
Domestic daily limit (ACH)
15,000 USD
Domestic monthly limit (ACH)
15,000 USD
Domestic annual limit (ACH)
180,000 USD
Domestic daily limit (Wire)
15,000 USD
Domestic monthly limit (Wire)
15,000 USD
Domestic annual limit (Wire)
180,000 USD
Virtual card
Daily deposit
8,750 USD
Monthly deposit
8,750 USD
Annual deposit
37,500 USD
Daily spending
2,000 USD
Monthly spending
8,750 USD
Annual spending
37,500 USD
Withdrawal
Unlimited
Bill payments
Daily
2,000 USD
Monthly
15,000 USD
Your limits in 45 days starting from your first transaction
How many dollars can I send?
Domestic daily limit (ACH)
4,000 USD
Domestic monthly limit (ACH)
17,500 USD
Domestic annual limit (ACH)
210,000 USD
How many dollars can I receive?
Domestic daily limit (ACH)
15,000 USD
Domestic monthly limit (ACH)
15,000 USD
Domestic annual limit (ACH)
180,000 USD
Domestic daily limit (Wire)
15,000 USD
Domestic monthly limit (Wire)
15,000 USD
Domestic annual limit (Wire)
180,000 USD
Virtual card
Daily deposit
15,000 USD
Monthly deposit
15,000 USD
Annual deposit
50,000 USD
Daily spending
4,000 USD
Monthly spending
15,000 USD
Annual spending
50,000 USD
Withdrawal
Unlimited
Bill payments
Daily
2,000 USD
Monthly
15,000 USD
Your limits in 90 days starting from your first transaction in Utoppia
How many dollars can I send?
Domestic daily limit (ACH)
10,000 USD
Domestic monthly limit (ACH)
17,500 USD
Domestic annual limit (ACH)
210,000 USD
How many dollars can I receive?
Domestic daily limit (ACH)
15,000 USD
Domestic monthly limit (ACH)
15,000 USD
Domestic annual limit (ACH)
180,000 USD
Domestic daily limit (ACH)
15,000 USD
Domestic monthly limit (ACH)
180,000 USD
Domestic annual limit (ACH)
15,000 USD
Virtual card
Daily deposit
15,000 USD
Monthly deposit
15,000 USD
Annual deposit
50,000 USD
Daily spending
5,000 USD
Monthly spending
15,000 USD
Annual spending
50,000 USD
Withdrawal
Unlimited
Bill payments
Daily
2,000 USD
Monthly
15,000 USD
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Address
2041 East St Unit 298, Concord, California, 94520, US.
Founded in California, USA. Reaching the whole world.
Contact
+1 (650) 495-2468
(*)Utoppia is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.
Card issued by Payblr, Inc. pursuant to a license from Visa. Card is distributed and serviced by Utoppia.
The bill payments service is provided by AUNTAPI LLC.
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