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FAQs

Utoppia makes your borderless life easier

Open your account and learn more about our pricing. No surprises!
USD Account
Account opening
Free
Maintenance fee
Free
Minimum account balance
No minimum
Virtual and physical card
Virtual card issuance
Free
Physical card issuance
(card + delivery cost)
19.99 USD
ATM Withdrawal fee*
7 USD
Fee for USD purchases
Free
Fee for non USD purchases
1.99%
Transfers
Sending money in the US via regular ACH
1 USD
Sending money in the US via Same Day ACH
3 USD
Receiving money in the US via Regular and Same Day ACH
Free
Receiving money in the US via domestic wires
5 USD
Receiving international wires (SWIFT)
32 USD
Annual inactivity fee (no transactions in the account or the card over the 6 previous months and having less than usd 500 in the account balance): USD 3 per month
(*)Keep in mind that ATMs may charge you an extra fee in addition to Utoppia’s fee.
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Address
2041 East St Unit 298, Concord, California, 94520, US.
Founded in California, USA. Reaching the whole world.
Contact
+1 (650) 495-2468
(*)Utoppia is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.
Card issued by Payblr, Inc. pursuant to a license from Visa. Card is distributed and serviced by Utoppia.
The bill payments service is provided by AUNTAPI LLC.
Utoppia is only an intermediary of W2B, Inc. (“Wealth2B”), a corporation organized under the laws of the State of Delaware, whereby Wealth2B offers the Wealth2B investment services (as such term is defined in Utoppia’s Plus Terms of Services found at www.utoppia.com and Utoppia integrates such services into the Mobile App.
The investment services are offered through Wealth2B, an investment adviser registered with the United States Securities and Exchange Commission (CRD# 331220). Registration does not imply a certain level of skill or training. Wealth2B is not a bank and is not affiliated with Utoppia Inc.
The investment services provided by Wealth2B may deposit funds in one or more interest-bearing deposit accounts through DriveWealth, LLC (SEC reg. no. 8-69161). For details on Terms of Service and the Bank Sweep program, visit DriveWealth disclosures. Additional information regarding Wealth2B, including risk disclosures, SIPC coverage, and other terms, can be found in Wealth2B’s Terms of Service.
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