We’ve just launched Utoppia Plus and Physical Cards!
Try them todayUtoppia provides a prepaid card. A prepaid card is a payment card that is pre-loaded with funds. Unlike credit cards, prepaid cards use your own money, so there’s no borrowing or interest involved. It’s a convenient way to manage spending or make payments while controlling your balance.
To make purchases, you need to load money from your USD account, and the funds are credited to the card balance instantly. You will be able to make purchases in your local currency to a very competitive conversion rate. Please take into account that once you have the funds loaded in the prepaid card, the amount of USD loaded will not be covered or insured by any entity whatsoever. That means that the funds held in the card balance are not secured by FDIC.
Our card issuer is Payblr, a payment facilitator located in Puerto Rico for the Latin American market, which will allow you to access a prepaid VISA card. With this card, you will be able to make purchases through all the networks and payment methods enabled by VISA.
You can only spend the amount you load, helping with budgeting, and you can freeze and unfreeze the card instantly, ensuring protection against unauthorized use.
The prepaid card is issued in Puerto Rico.
You can add money by transferring funds instantly only from your Utoppia USD account balance to the card.
Money transfers from your Utoppia USD account balance to the card are credited instantly.
Withdrawals from your prepaid card back to your Utoppia USD account take up to 2 business days.
The freeze feature allows you to lock your card instantly. While frozen, the card cannot be used for any purchases. When you unfreeze it, the card is reactivated, and you can use it again immediately. This feature is particularly useful for preventing unauthorized transactions.
At the moment it is not possible to add your Utoppia Card to wallets like Apple Pay or Google Pay*, but don't worry, we are working on making it possible for you to do so soon! 🚀️However, you can add your Utoppia virtual card to other Wallets enabled in your country like Mercado Pago, Rappi, Pedidos Ya, etc.
The limits for the card can all be found by clicking this link: Card limits.
Having a physical card does not incur maintenance fees. Here are the fees associated with your Utoppia card:
• Fee for USD purchases: Free
• Fee for non USD purchases: 1.99%.Â
• Card cost: 5 USD.Â
• Delivery cost: 14.99 USD.
For more information on account fees, please visit this link > https://www.utoppia.com/pricing
ATM withdrawal limits are set to protect your account and ensure compliance with financial regulations. The daily account withdrawal limit is up to $550 per day, and the maximum amount you can withdraw within a 30-day period is up to $3,300. ATM withdrawal fees are fixed: a fee of $7 will be charged for each withdrawal, regardless of the amount you withdraw. These fees will be deducted from your Prepaid card balance. Please note that if your Prepaid card balance does not cover the amount you wish to withdraw plus the applicable fee, the transaction will not be processed.
The enabled countries are Mexico, Colombia, Brazil, Peru, Uruguay.
Utoppia provides a prepaid card. A prepaid card is a payment card that is pre-loaded with funds. Unlike credit cards, prepaid cards use your own money, so there’s no borrowing or interest involved. It’s a convenient way to manage spending or make payments while controlling your balance.
To make purchases, you need to load money from your USD account, and the funds are credited to the card balance instantly. You will be able to make purchases in your local currency to a very competitive conversion rate. Please take into account that once you have the funds loaded in the prepaid card, the amount of USD loaded will not be covered or insured by any entity whatsoever. That means that the funds held in the card balance are not secured by FDIC.
Our card issuer is Payblr, a payment facilitator located in Puerto Rico for the Latin American market, which will allow you to access a prepaid VISA card. With this card, you will be able to make purchases through all the networks and payment methods enabled by VISA.
You can only spend the amount you load, helping with budgeting, and you can freeze and unfreeze the card instantly, ensuring protection against unauthorized use.
The prepaid card is issued in Puerto Rico.
The enabled countries are Argentina, Colombia, Mexico, Brazil, Peru, Uruguay, Dominican Republic, Paraguay, Ecuador, India, Spain, Italy, France, Portugal and UK.
It’s a simple process with just a few steps! Through the app, you just need to click on the "ACTIVATE MY CARD" section, and you will immediately have the benefit activated.
Having a prepaid card does not incur maintenance fees. Here are the fees associated with your Utoppia card:
For more information on account fees, please visit this link: Pricing
You can add money by transferring funds instantly only from your Utoppia USD account balance to the card.
Money transfers from your Utoppia USD account balance to the card are credited instantly.
Withdrawals from your prepaid card back to your Utoppia USD account take up to 2 business days.
The freeze feature allows you to lock your card instantly. While frozen, the card cannot be used for any purchases. When you unfreeze it, the card is reactivated, and you can use it again immediately. This feature is particularly useful for preventing unauthorized transactions.
At the moment it is not possible to add your Utoppia Card to wallets like Apple Pay or Google Pay*, but don't worry, we are working on making it possible for you to do so soon! 🚀️However, you can add your Utoppia virtual card to other Wallets enabled in your country like Mercado Pago, Rappi, Pedidos Ya, etc.
The limits for the card can all be found by clicking this link: Card limits.
