The fee will be automatically debited from your Utoppia USD regular account. In case you don’t count with funds in the account, the funds will be debited from your investments account.

The annual rate varies and you will be able to see it posted in the app in the investments section.

It is an account that allows you to manage your funds, invest them, and its main goal is to generate returns at an annual interest rate.

Your funds are invested in the Cash Management Program - Bank Sweep provided by Drivewealth LLC. For more information, you can refer to these Disclosures.

In order to open your investments account you have to be part of the Utoppia Plus program. You can request the plan from the app in the investments section.

The income is calculated daily and credited monthly within the first 5 business days of each month.

Depositing in the investment account involves investing in the financial market. This means that such an investment implies inherent risks for which Utoppia cannot be held responsible for any variations in the interest rates or returns provided.

Having an investment account doesn’t have a fee. However, there is a monthly fee of 5.99 USD for having the PLUS program, which will include the option of investing your funds to a very competitive annual rate and also, you will count with more benefits like free ACH same day and priority in out customer support channel.

Through the app, you can access the details and returns for your investments account.

Your interests are not subject to US tax withholding. It is the responsibility of each client to declare taxes in their country.Tax obligations vary by jurisdiction, and it is advisable to consult a tax advisor to understand the tax implications.

Withdrawals can take 3 to 5 business days. After making a withdrawal, you’ll need to wait until your balance is updated to make another one, otherwise it will be rejected.

Withdrawals have a fee of 0.25 USD.