FAQs

About Utoppia

Overview to help you understand our purpose, features, and functionality.
What is Utoppia?

Utoppia is a tech company located in the United States. It offers access to an account in dollars for people who have international financial needs. It is 100% digital and focused on a strategy designed to merge your modern life habits with your work. Like other technology companies connected to financial institutions , Utoppia doesn’t have a physical building; but it nevertheless allows you to access a US account in dollars in your name.

What services does Utoppia offer?

Utoppia gives you access to a US dollar account. All you need to do to open an account is to have a valid identification document* and have our app on your mobile device.

 With Utoppia, you can:

  • Make domestic ACH transfers in US dollars.
  • Receive payments as local in the US.
How does Utoppia work?

Utoppia functions as a global mobile app that works together with a US-based Banking-as-a-Service provider to provide you access to an account in US dollars. Utoppia is a financial technology company, not a bank. Banking services are provided by Regent Bank*, Member FDIC.

(*)Utoppia is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.

Address
2041 East St Unit 298, Concord, California, 94520, US.
Founded in California, USA. Reaching the whole world.
Contact
+1 (650) 495-2468
(*)Utoppia is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.
Card issued by Payblr, Inc. pursuant to a license from Visa. Card is distributed and serviced by Utoppia.
The bill payments service is provided by AUNTAPI LLC.
Utoppia is only an intermediary of W2B, Inc. (“Wealth2B”), a corporation organized under the laws of the State of Delaware, whereby Wealth2B offers the Wealth2B investment services (as such term is defined in Utoppia’s Plus Terms of Services found at www.utoppia.com and Utoppia integrates such services into the Mobile App.
The investment services are offered through Wealth2B, an investment adviser registered with the United States Securities and Exchange Commission (CRD# 331220). Registration does not imply a certain level of skill or training. Wealth2B is not a bank and is not affiliated with Utoppia Inc.
The investment services provided by Wealth2B may deposit funds in one or more interest-bearing deposit accounts through DriveWealth, LLC (SEC reg. no. 8-69161). For details on Terms of Service and the Bank Sweep program, visit DriveWealth disclosures. Additional information regarding Wealth2B, including risk disclosures, SIPC coverage, and other terms, can be found in Wealth2B’s Terms of Service.
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