Utoppia is a tech company located in the United States. It offers access to an account in dollars for people who have international financial needs. It is 100% digital and focused on a strategy designed to merge your modern life habits with your work. Like other technology companies connected to financial institutions , Utoppia doesn’t have a physical building; but it nevertheless allows you to access a US account in dollars in your name.

Utoppia gives you access to a US dollar account. All you need to do to open an account is to have a valid passport from one of our supported countries* and have our app on your mobile device.

 With Utoppia, you can:

• Make domestic ACH transfers in US dollars.
• Receive payments as local in the US.
• Get your virtual and physical prepaid card.*
• Pay your local services with your USD.*
• Get your investment account.*

*Please note that some features may vary depending on your country of residence.

Utoppia functions as a global mobile app that works together with a US-based Banking-as-a-Service provider to provide you access to an account in US dollars. Utoppia is a financial technology company, not a bank. Banking services are provided by Regent Bank*, Member FDIC.

(*)Utoppia is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.